Baccarat Casinos

If you are a fan of online casino games, you must definitely give baccarat a shot. It is popular around the globe at both land-based and online casinos. At baccarat casinos, you can play all sorts of baccarat games from Punto Banco to Chemin De Fer. And if you love live casino games, you can play your favorite live baccarat game against an actual dealer or banker.

In this article, you’ll learn everything you need to know about baccarat casinos in the US. We’ll cover the most important topics, including real money online baccarat casinos, deposit methods, and casino bonuses. Moreover, we’ll talk about live dealer baccarat, baccarat offers, and baccarat strategies. Let’s go!

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Baccarat Online – Playing Baccarat at Online Casinos

One of the greatest developments in the invention of the internet is the inception of online casinos. Today, online casino sites allow players to play any casino game for real money. Thanks to internet-powered casinos, you can now play the game of baccarat online. You can play against the built-in RNG software or play live dealer baccarat.

Without a doubt, online gambling sites present lots of advantages to online baccarat players. First of all, you don’t need to waste time traveling to a land-based casino to play baccarat. Secondly, you can play online baccarat at online casinos on the go. You are ready to go if you can identify baccarat online gambling websites that offer your preferred baccarat game.

How Team Gamblers Chooses the Best Baccarat Online Casinos

Team Gamblers is licensed to promote licensed and legal gambling sites in the US. We research top US casino sites on your behalf and list them on this site. Make sure to check them and choose a casino that appeals to your taste. Here is a summary of the factors we keep in mind when choosing baccarat gaming sites:

  • Online Gaming License – Online casino players need a safe and secure gaming environment. One way to know if you can trust a casino is to check for a gaming license.
  • Secure Payment Methods – As a player, you want every transaction you make to be protected from potential hackers and fraudsters. Top baccarat casinos in the US offer secure payment options for both deposits and withdrawals.
  • Lucrative Bonuses and Promotions – Team Gamblers ensures that players have the best gaming experience by recommending casinos with the best bonus offers. A generous bonus will boost your bankroll and give you extra time to play baccarat and other casino games.
  • A Wide Selection of Casino Games – We understand that baccarat may not be the only online casino game you wish to play. Therefore, we make sure that every online casino we recommend offers a wide variety of casino games. Besides offering baccarat, the casinos we suggest here offer blackjack, poker, online slots, bingo, and other casino game options.

Baccarat Sites: Free vs. Real Money

Casino players differ in terms of the reasons they want to play baccarat games online. For new players, the best option is to start with free baccarat games. Baccarat sites that offer free casino games allow you to test their games and find out what the casino operator has to offer. New players should take advantage of free baccarat sites to train and learn how the game of baccarat works before they choose to bet with real money.

Once you get accustomed to the game, you can shift from free play to real money gaming. When playing baccarat in demo mode, you won’t be able to win real money. So, you need to play baccarat for real money if you wish to withdraw your winnings. In the US, baccarat sites offer both free and real money baccarat games. This means that you can practice and play baccarat for real money at the same casino site.

Popular Types of Baccarat Games

Before we talk about how to play baccarat, let’s have a look at the most popular types of baccarat. In general, the game of baccarat is categorized into Punto Banco, Chemin De Fer, and Baccarat Banque. Let’s have a look at each type of baccarat.

Punto Banco

The truth is that the vast majority of baccarat games labeled as “baccarat” refer to punto banco. For your information, the terms punto and banco stand for player and banker, respectively.

Punto banco uses 6 or 8 decks of shuffled cards, and the casino banks the game all the time. Represented by the banker or dealer, the casino plays based on fixed drawing rules known as the tableau.

Punto Banco Versions

Being the most popular version of baccarat, punto banco is available in various versions. The most common variations of the game are as follows:

  • Mini-Baccarat – As the name suggests, this baccarat game features smaller table minimums and maximums.
  • EZ Baccarat – This game of baccarat has been around since 2004. In EZ Baccarat, even money is paid on both winning banker or player bets, apart from when the banker wins with a total of 7 after the third card, which results in a push on banker bets. Another distinguishing feature is that this game comes with two side bet options and additional rules. The two extra bets in EZ Baccarat are the Dragon 7 bet and the Panda 8 bet.
  • Punto 2000 or Super 6 – Punto 2000 is a no commission baccarat game. When playing this game, even money is paid on each winning banker bet, apart from when the banker wins with 6.

Chemin De Fer

Chemin De Fer (railroad or railway) is the French version of baccarat. The game is played with 6 decks of shuffled cards. What sets this type of baccarat apart from the other versions is that players don’t play against a banker or dealer. Players play against other players, so the game requires at least two players.

Once the game begins, one player acts as the banker and dealer. During the game, the position of the banker passes to other players counterclockwise. In each round, the banker places a bet, and the other players choose whether to “go bank” to play against the bank with a matching wager. The player who chooses to “go bank” becomes the next banker. Or, the player who goes to bank makes a bet that is smaller than the required stake, so the game can continue. 

Baccarat Banque or a Deux Tableaux (two tables)

Unlike Chemin de fer, Baccarat Banque has a permanent banker, who stays in office until all of the cards are dealt. The banker also acts as the dealer for the entire shoe.

Baccarat Banque features three decks of playing cards in a shoe deck, and players can choose to “go bank” during gameplay. Whoever chooses to “go bank” becomes the next banker and dealer. Also, players can bet on their side or bet on both player hands when playing this type of baccarat.

How to Play Baccarat Online – Game Controls and Gameplay

Online baccarat games are software versions of baccarat developed by popular software providers like IGT and NetEnt. They come with an easy-to-use user interface with various game controls such as the deal button, chips with different values, and a rebet button. There’s also an option to clear bets and undo the last bet or move.

Here are the steps you need to follow to play baccarat online:

  1. Choose your preferred online gaming device. It could be a computer, tablet, or smartphone.
  2. Find a trustworthy casino site that offers your favorite game of baccarat. For that, you can check our recommended list to have high safety standards.
  3. Create your online casino account, log in, deposit, and find the baccarat game you wish to play. Here, you need to visit the casino or table games section of the gambling website.
  4. Load the selected game on your device and familiarize yourself with the available game controls.
  5. Choose your bet value (chip), place your bet, and hit the “deal” button. The game software will now shuffle and deal the cards.

Baccarat Random Number Generator

Just like other casino games, software-based online baccarat uses a random number generator (RNG). This is a very important feature because it ensures that every outcome is random. Therefore, neither the house nor the player can tamper with the results.

The software is also responsible for shuffling and dealing the cards, except when playing live dealer baccarat. Moreover, the software will do the calculations to determine hand totals.

Baccarat Game Objective

When playing baccarat, players aim to beat the banker or dealer. To win the game, you have to get a hand total of 9 or get closer to this number. And that’s why the first thing you need to know is the value of each card.

Card Values and Hand Totals

Online baccarat uses the same card values as baccarat games at physical casinos. The standard rule is that Aces count as 1 while the cards 10, J, K, and Q are worth 0 points. On the other hand, cards 2 through 9 retain their face values.

Hand totals in baccarat are determined by adding all card values. And it’s important to keep in mind that only the last digit of each hand total counts. For instance, a 3 and a 7 would amount to 10, but your hand total would be 0.

Baccarat Bet Types

Whether you are playing baccarat at an online casino or at land-based casinos, there are three basic bet types. You can place your bet on either the player or banker. The third option is to place a tie bet. Besides these bets, you can place a side bet when playing certain baccarat variants such as EZ Baccarat.

Baccarat Payouts

Generally, a bet predicting the player to have a higher hand value than the banker pays 1:1. That is, you’ll win $1 for every $1 bet if you wager on the player and the player wins. Likewise, a bet predicting the banker to win pays 1:1, but there is a catch – a 5% commission. Therefore, a bet on the banker pays 0.95 to 1, except when playing no commission baccarat.

A tie bet is the most lucrative baccarat bet if your prediction is correct. Since baccarat casinos have a wide range of baccarat games, tie bet payouts vary. Depending on the baccarat game you are playing, a tie bet will pay 7:1, 8:1, or 9:1.

Drawing Rules in Baccarat

Baccarat comes with a set of drawing rules for both the player and the banker or dealer. These rules determine whether the player or banker should draw a third card. Again, the third card baccarat rule will vary depending on the baccarat variant you choose to play.

When a baccarat game begins, both the player and the banker receive two cards each. The third card rule applies if neither the player nor the banker holds a natural hand. In baccarat, a natural hand occurs when the first two cards have a value of either 8 or 9.

Player’s Drawing Rules

Since most baccarat games are based on punto banco, we’ll use this version of baccarat to explain the player’s drawing rules. If the player’s initial hand value is 0-5, the player gets a third card. However, the player has to stand if their initial hand value is 6 or 7.

Banker’s Drawing Rules

The banker’s drawing rules are a bit sophisticated and will vary depending on the type of baccarat you are playing. Luckily, online baccarat uses a computer program to follow the more complex rules. This means that you don’t have to know what the banker’s rules are when playing online baccarat. But you can learn more about them by visiting the game’s info page.

Baccarat House Edge

Baccarat is one of the best games to play if you are looking for the lowest house edge. House edge or casino advantage refers to the winning advantage the house has over the player. The house edge should be as low as possible for you to stand a chance of beating the house.

When playing punto banco (8 decks), the banker bet has a house edge of 1.06%. On the other hand, the player bet has a house edge of approximately 1.24%.

Depending on the payouts offered, a tie wager has a house edge ranging between 4% and 14%. If a tie bet pays 9:1, the house edge is 4.85%. And if a tie bet pays 8:1, the house edge is approximately 14.4%. Clearly, you can make better choices if you know baccarat’s house edge.

Live Dealer Baccarat

Live dealer baccarat is a great option for players looking for a land-based gambling experience. Although the action takes place online, live dealer baccarat brings you closer to a real casino experience. This is because live dealer baccarat allows players to interact with an actual dealer.

So, how does live dealer baccarat work? Like any other live dealer game, live dealer baccarat is streamed online. In this case, powerful webcams allow casinos to stream quality videos in real-time. Players can see an actual dealer in a real studio. In live dealer baccarat, the dealer shuffles and deals the cards as the players watch.

Where to Find Live Dealer Baccarat Online

To find if the selected gaming site offers live dealer baccarat, you need to visit the live casino section of the website. Here, you’ll find all kinds of live dealer games, including live dealer baccarat. If you have a reliable internet connection and gaming device, you should be able to play live dealer baccarat against an actual dealer.

Mobile Baccarat

With so many Android and iOS users, online casinos have to meet the gaming needs of this market. Today, billions of people use smartphones and tablets as online gaming devices. This population includes millions of players who enjoy playing casino games online.

The best online casinos in the US are available to computer and mobile users. Mobile casino players can choose from two options to play online baccarat. Firstly, mobile baccarat players can load the mobile version of the casino website. This is as clicking the casino’s URL.

Secondly, mobile device users can play baccarat by downloading the mobile app. Top-rated casinos have apps for both Android and iOS users. Players are only required to download and install the appropriate app on their phones or tablets.

Why Play Mobile Baccarat?

The truth of the matter is that mobile casino gaming offers convenience. In other words, you can play online baccarat and other casino games anywhere at any given moment. What’s more, the mobile website or app gives you access to everything the desktop website has to offer.

Players can sign up, log in, deposit, claim bonuses, play all sorts of games, and withdraw your winnings. The only major difference is the size of the screen.

Deposit Methods at Baccarat Casinos

If you choose to play online baccarat for real money, it’s important to make a deposit. Online casinos in the US accept various payment methods for both deposits and withdrawals. Players must ensure that the available banking methods are quick, secure, and reliable.

Popular deposit methods at US casinos include e-wallets, credit cards, debit cards, prepaid cards, bank wire transfers, and e-checks. Specific brands that have stood the test of time include Visa, MasterCard, Discover, PayPal, Skrill, and Neteller. If you have a preference, be sure to check the casino’s payments section to find if your banking option is available.

Baccarat Offers

The US online gambling industry is flooded with online gambling sites trying to get a significant share of the market. To stay on top of the competition, casino operators offer different types of bonuses. Every casino site wants to impress and recruit new players, so welcome bonuses are paramount.

Also, casinos want to grow their customer base by retaining existing players. As a result, they have a wide selection of bonuses targeting their loyal customers. Fans of baccarat can capitalize on these offers to boost their bankroll from day one.

Signup Bonuses at Baccarat Casino Sites

If you are a new player, you can expect a nice signup bonus from the best US casinos. Also known as a welcome bonus, a signup bonus targets new players. Players get it once they create a casino account and have it verified by the operator. The bonus may come as a deposit or no deposit bonus, as explained in the following section.

Deposit & No Deposit Bonuses

The deposit bonus is a popular promotion at online gambling sites in the US and the world at large. Upon registering, players are required to make their first deposit to get a deposit bonus. Deposit bonuses may also be available to existing players as reload bonuses.

Match Deposit Bonuses

A match bonus is the most common type of bonus you’ll find at casinos online. This bonus features a match percentage and a specified bonus limit. The vast majority of casinos will welcome you with a 100% match bonus to double your deposit. If you deposit $200 and receive a 100% match bonus, you’ll end up with $400 in your casino account. And that’s a great way to get started as a new player.

No Deposit Bonus

A casino no deposit bonus does not require a deposit to claim. The casino will just give you free money to enjoy baccarat and other casino games. However, not every casino operator is willing to offer no deposit bonuses. And you’ll notice that the bonus amount is often small.

Bonus Wagering Requirements

Casino bonuses are quite thrilling, but you should know that they come with wagering requirements. Simply put, you’ll be required to wager the bonus several times before you can withdraw your winnings. For this reason, it’s important to read the bonus wagering requirements or fine print.

A wagering requirement features a multiplier to determine how much money you must wager. If you get a bonus worth $100 with a 40x wagering requirement, you must wager a total of $4,000. Unless you meet this requirement, the casino won’t allow you to cash out your bonus cash winnings.

Baccarat Strategies

There is a lot of information about gambling systems, but the truth is that they do not guarantee a win all the time. You are ready to go as long as you follow the basic baccarat rules. Nevertheless, you may befit from the following tips:

  • Check the house edge to know your odds of winning;
  • Stick to the basic baccarat rules;
  • Read the fine print to know the applicable terms and conditions;
  • Take a break if you find yourself chasing loses.


Overall, it’s both entertaining and fulfilling to play baccarat games online. US online casinos offer a broad range of baccarat options that you can play to win real money. These games are easy to play and come with exciting bonuses to claim.

Don’t wait! Find yourself a reputable casino site and join to play the best baccarat variants today. Feel free to choose from the casinos recommended here for the best gaming experience and lucrative bonus deals.

All the best!


Do casinos cheat in baccarat?

Online baccarat games use a random number generator to produce arbitrary results. This means that neither the casino nor the player can manipulate the outcomes.

Which casino has baccarat?

The majority of legal casinos in the US offer various baccarat options. You can choose from the casinos we’ve recommended on this site.

How Do You Play Casino Baccarat?

You can wager on the player, banker, or a tie. Some baccarat variants will allow you to place side bets.

Is Baccarat All About Luck?

You may get lucky when playing baccarat, but you must follow the game’s standard rules.